Accidents at workplace do happen and no one has control over it except the frequency of occurrences can be minimized with workplace safety rulebook. A librarian can fall off the ladder, a safety harness can break and the construction worker can fall to his death, a truck loader driver can meet an accident with no fault of his driving etc. Every state has defined workers’ compensation statutes and regulations to reduce the financial burden resulting from the workplace injury. The Department of Labour has compensation programs based on major disability for workers’ who get injured or acquire occupational diseases while performing their duties. Workers’ compensation is an insurance provided by the employers for their employee to provide financial assistance and coverage benefits during injury or accident. An employee can sue their employer in case of a workplace injury to get appropriate compensation during injury period or to get financial assistance to their family in case of...